Procrastination: I’ve finally filled the paperwork for a new savings account. I got the form in April, I looked at it, put it on a shelf, and left it there for more than 6 months. I didn’t forget about this form, I just left it, while it was at the back my mind during those 6 months. It took me literally 2 minutes to fill it out. Now I have to send the letter, and if I don’t do it right away I may leave it in my desk for weeks.

I’m like everybody: an every day life underachiever.